Top-Rated Commercial Insurance Agency

As your financial partner, our mission is to provide you the information you need to make the choices that matter most in your life. We provide insurance and financial services for California & Florida

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About us

Welcome to BFIS - Brighton Financial and Insurance Services

We are an independent insurance agency catering to commercial and personal clients in San Ramon and offering some of the most comprehensive products from the most renowned insurance companies in the country.
Our team of independent agents from different backgrounds in the industry, together with our use of the latest financial technology, ensure that we deliver only the highest quality of service for you. 

Meet The Brighton Team

Commercial Real Estate Insurance Specialist

At BFIS - Brighton Financial & Insurance Services, we recognize the unique challenges and risks associated with the commercial real estate sector. Our dedicated team of experts specializes in providing tailored insurance solutions for commercial real estate professionals, ensuring comprehensive coverage that aligns with the specific needs of your business.

golf course insurance

Real Estate Investors Insurance

lawyer insurance

Flipper Insurance

architecture firm insurance

Commerical Property Insurance

medical insurance

Vacant Land Insurance

Risk and Asset Management For Businesses

For our business clients, we understand that insurance is not just a "check-box" item but rather, is an integral and crucial part of their financial planning.


We offer some of the most competitive and comprehensive products from the strongest and highest-rated insurance and financial companies in the country. In addition, we leverage the latest technology to ensure that our clients get the best and most efficient service available.

What We Do

Services For Businesses

Commercial insurance is a necessary expense for every business. Whether you're a small startup, or a large enterprise, commercial insurance is an important part of your business.

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Tax-Advantaged Retirement Plans

401K, IRA, SEP, Defined Contribution and Defined Benefit Plans

Employee Benefits Programs 

Including medical insurance, life and disability insurance, retirement income plan benefits, and more

Business Insurance

Protects you from the unexpected costs of running a business.

Workers Compensation Insurance

Protect your business by giving your employees benefits if they get hurt or sick

Industries Served

As a premier business and commercial insurance agency in San Ramon, BFIS - Brighton Financial & Insurance Services customizes plans based on our client’s unique business needs and challenges.


The result is an outstanding, adaptable approach to commercial insurance that evolves and adapts based on your organizations goals and risk tolerance.

golf course insurance

Real Estate Investors Insurance

lawyer insurance

Day Care Insurance

architecture firm insurance

Accounting Firms Insurance

medical insurance

Retail Manufactures Insurance

golf course insurance

Lawyer & Attorney Office Insurance

lawyer insurance

Property Managements Insurance

architecture firm insurance

Assisted Living Insurance

Risk and Asset Growth For Individuals

Our mission is to grow our clients' net worth as we protect all their assets. We have carefully chosen the companies, affiliations and networks that serve our clients best.


Whether it's setting up a qualified retirement account (IRA, 401K, etc.) or it's managing their hard-earned nest egg (mutual funds, annuities, life insurance, etc.), to design each customized portfolio, we use a combination of...

Fin Tech Tools

We use powerful, industry-leading s/w tools,

20+ Years of Experience

Our extensive experience and continuing education

Relationships

Our relationships with some of the country's highest profile investment houses

California & Florida Insurance Coverage

Personal Insurance Options

Our goal at Brighton Financial & Insurance Services is to protect you and your family from those unexpected events by finding the right insurance polices at an affordable price point.


If you need Home, Individual Annuties, Individual Life Insurance, Retirement, and Wildfire Insurance, any other personal insurance coverage, our team of experts can tailor a package to fit your individual personal insurance needs.


Homeowners Coverage

Home Insurance

Wildfire Coverage

California Wildfire Insurance

Life Coverage

Individual Life Insurance

Retirement Coverage

Individual Retirement Insurance

Individual Annuity

Annuities Coverage

Our 3-C Principle

As a commercial insurance agency, we follow three principles that guide us in creating and delivering better services for all our clients. With these in mind, we have made BFIS one of the leading insurance and risk management companies in California & Florida

Character

Transparency is important for us to carry out our services. We show our character by acting in good faith toward our clients. We provide clear and concise information so you know you can rely on us when you experience loss and need the security that your insurance provides.

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Compliance

Knowing how to do our job well is one of our top values. And for us to do this, we make sure to remain compliant with all the regulations that govern our business. We also present you with the best financial options because we have your best interests at heart.

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Commitment

We are committed to providing excellent and reliable service. We do this through continued research and learning. The BFIS team stays on top of the latest developments and innovations in the insurance and finance sectors so we can deliver the best services for you.


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See What Our Customers Have to Say About BFIS


I would definitely recommend Brighton financial to anyone who is looking for GREAT service.

Nasiya Berry

Simply the great! Thank you Mr Vernon for always being there for us!


Raul Luna

Brighton Financial is fantastic! They are professional and they are always seeking your best interest. Mr. Vernon is the best!


Rocio Luna

Working with Vernon Williams is always a pleasant experience. He is very responsive, no matter where he is or when.

Nomita & Jagi Shahani

Why Work with BFIS?

Wide Range of Insurance Products

Compared to non-independent insurance providers, BFIS offers a wider range of insurance products, from business insurance for different industries to personal insurance and wealth management services.

Flexible Coverage Options

We offer flexible insurance coverage for both individual and commercial clients. From general liability coverage to a comprehensive life insurance policy, you can keep all areas of your life or business insured with us.

Personalized Service

As a commercial insurance agency, BFIS is passionate about understanding each of our clients and delivering high-quality service based on their needs.

Our News

Latest Blog Posts

Required Minimum Distributions (RMDs): What You Should Know
By Vernon Williams 06 Nov, 2023
Mastering RMDs in Retirement Planning: Learn the Basics, Calculation Methods, Tax Strategies, and Avoid Common Misconceptions. Stay Informed with CARES Act Updates.
Social Security Receipts: What You Should Know
By Vernon Williams 06 Nov, 2023
Mastering Social Security Receipts: Learn How to Read, Protect, and Handle Common Issues. Access Your Receipts Online and Stay Informed about Your Benefits.
Social Security Contributions: A Comprehensive Guide
By Vernon Williams 06 Nov, 2023
Secure Your Retirement with Social Security Contributions. Learn How They Work, Calculate Your Contributions, and Plan for a Comfortable Future. Get Expert Answers to Common Questions.
1035 Exchange: A Comprehensive Guide
By Vernon Williams 06 Nov, 2023
Unlock the Power of 1035 Exchanges in Financial Planning. Discover Tax Advantages, Benefits, and Risks. Make Informed Choices to Enhance Your Financial Future!
What Real Estate Investors Need to Know About 1031 Exchange
By Vernon Williams 06 Nov, 2023
Unlock the Potential of 1031 Exchanges for Real Estate Investments. Learn the Basics, Benefits, and Key Considerations. Make Informed Choices to Grow Your Portfolio!
What is a 529 College Savings Plan
By Vernon Williams 06 Nov, 2023
Discover the Power of 529 College Savings Plans: Tax Benefits, Flexibility, and Smart Ways to Secure Your Child's Education. Get Started Today!
What you need to know about Self-Directed IRAs: A Comprehensive Guide
By Vernon Williams 05 Oct, 2023
Discover the financial freedom and diverse investment opportunities with self-directed IRAs. Our comprehensive guide explores the mechanics, benefits, risks, and how they compare to traditional retirement plans, empowering you to take control of your retirement savings in today's uncertain financial landscape.
What you need to know about Roth IRAs: A Comprehensive Guide
By Vernon Williams 05 Oct, 2023
Discover the power of Roth IRAs for tax-free growth and withdrawals in retirement. Our guide provides essential insights to help you make informed choices for a secure financial future.
What you need to know about Traditional IRAs: A Comprehensive Guide
By Vernon Williams 05 Oct, 2023
Unlock the power of Traditional IRAs for a secure retirement. Explore benefits, eligibility, contributions, withdrawals, and smart strategies in this comprehensive guide. Plan your financial future with confidence.
What you need to know about 401(K) Plans: A Comprehensive Guide
By Vernon Williams 05 Oct, 2023
Master the fundamentals of 401(K) plans and secure your financial future. This guide covers contributions, benefits, investment options, and potential risks, empowering you to make informed retirement decisions.
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